Don J. Halpern
Contacts
Don’s practice focuses on transactional, corporate and related federal and state regulatory compliance matters involving real estate finance and mortgage banking in the primary and secondary markets. Don counsels the firm’s clients on a broad array of business transactions, including mergers and acquisitions, the purchase and sale of mortgage servicing rights and mortgage loans, the structuring of joint ventures, affiliated business arrangements, marketing services agreements, lead generation and lead purchase and sale arrangements, desk rental arrangements and other strategic alliances, the preparation of servicing and subservicing arrangements, the raising of capital through debt and equity issuances, the preparation and analysis of warehouse and other credit facilities, the licensing of software and other technology, the structuring of vendor services relationships, the analysis of correspondent, TPO and mortgage broker arrangements, and the analysis of homebuilder and real estate broker transactions. He also regularly advises clients in all phases of their formation, operation, growth, sale, wind-down and dissolution. Importantly, Don analyzes all of these transactions and business arrangements for compliance with applicable regulatory federal and state requirements.
With over thirty-five years in the legal profession as both in-house and outside counsel, Don uses his extensive experience in, and thorough understanding of, the financial services industry to assist the firm’s clients in developing innovative ways to accomplish their business goals and to successfully structure, negotiate and document a wide range of transactions that are essential to their development and growth, as well as their wind-down and dissolution.
Practice Areas
Education
- New York University School of Law, LL.M., 1991
- Rutgers University School of Law, J.D., 1987
- University of Pennsylvania, B.A., 1984
Admissions
- District of Columbia
- Pennsylvania
- Virginia
Representative Matters
Representative matters include structuring, negotiating and documenting:
- Asset and stock purchase and sale transactions; mergers; and branch, platform and whole company acquisitions and dispositions
- Mortgage servicing rights purchase and sale agreements, and whole loan purchase and sale arrangements, on flow, concurrent and bulk bases
- Wind-down and dissolution of business operations and legal structure, including termination of investor and warehouse relationships, surrender of federal and state approvals and licenses, and resolution of outstanding and prospective claims
- Affiliated business arrangements, joint venture transactions, marketing services agreements, lead generation and sales, and other referral source programs
- Start-up ventures, and their organization, management and financing, including shareholder and operating agreements
- Branch management and executive employment agreements
- Servicing and subservicing arrangements
- Warehouse financing arrangements, master repurchase agreements, and other credit facilities
- Loan correspondent and mortgage broker agreements
- Software and other intellectual property license arrangements, including LOS, POS and similar arrangements
- Digital mortgage solutions and other technology driven innovations
- Origination assistance services, contract processing and underwriting, and other outsourcing arrangements
Publications
- Co-editor, Secondary Mortgage Market Guide (Juris Publishing)
Affiliations
- American Bar Association
- Mortgage Bankers Association